Posted reserve vs pending intake

The connected account figure labelled as posted reflects ledger credits that have completed. Pending incoming credits aggregate amounts that are received, processing, awaiting acknowledgement, or in posting—those rows explain why mandate earnings can drop while the linked reserve headline is unchanged until posting completes.

Expected visibility times and settlement posting windows are shown on the mandate card and in help context so operators do not interpret the workspace as an instant-transfer retail product.

Internal withdrawal stages

Intake rows surface operator-facing stages such as received, processing, awaiting acknowledgement, posting, posted, and restricted where applicable. These map to treasury processing and do not imply real-time external bank posting.

Invoice payment processing

Earnings-domain payments debit mandate earnings and update the activity rail, notifications, task queue, and invoice queue as the payment advances through procedural states. Operational invoices follow company settlement paths and do not reduce personal mandate earnings.

When restrictions apply

Under security review, payout restriction, protocol hold, or outbound suspension, initiation surfaces may be disabled with explicit copy. Governance banners, task queue directives, and the activity rail are intended to carry the same factual posture so the operator sees one coherent institutional state.